Privacy Policy

At Split, we are committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use the Split application and related services. Please read this policy carefully. By using Split, you agree to the terms described here.

1. Information We Collect

We collect information you provide directly to us, including:

• Account Information: Your name, phone number, and profile details when you register.
• Expense Data: Expenses, groups, balances, and transactions you enter within the app.
• Contact Information: With your permission, we may access your contacts to help you add group members easily.
• Device Information: Device type, operating system, and app version for performance and compatibility.
• Usage Data: How you interact with the app, including features used and actions taken.

2. How We Use Your Information

We use the information we collect to:

• Provide, maintain, and improve the Split application and its features.
• Facilitate expense tracking, group management, and balance settlement.
• Send you important notifications about your account and group activity.
• Respond to your questions, support requests, and feedback.
• Detect and prevent fraud, abuse, and security incidents.
• Comply with legal obligations and enforce our Terms and Conditions.

3. Data Sharing and Disclosure

We do not sell your personal information. We may share your data in the following limited circumstances:

• With Group Members: Expense and balance information is visible to other members of shared groups you participate in.
• Service Providers: We work with trusted third-party providers (cloud hosting, analytics, payment processors) who process data on our behalf under strict confidentiality agreements.
• Legal Requirements: We may disclose information if required by law, court order, or government authority.
• Business Transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction.

4. Data Security

We implement industry-standard security measures to protect your personal information, including encryption in transit (TLS/SSL) and at rest. However, no method of electronic transmission or storage is 100% secure, and we cannot guarantee absolute security. We encourage you to use a strong password and to contact us if you suspect any unauthorized access to your account.

5. Third-Party Services

The Split app may integrate with third-party services, including payment providers and analytics platforms. These third parties have their own privacy policies, and we encourage you to review them. We are not responsible for the privacy practices of third-party services.

• UPI Payments: Payment processing is handled by licensed payment service providers. Split does not store your UPI credentials or banking details.
• Analytics: We may use anonymized analytics tools to understand how users interact with the app in order to improve the experience.

6. Data Retention

We retain your personal data for as long as your account is active or as needed to provide our services. If you delete your account, we will delete or anonymize your personal information within 30 days, except where we are required to retain it for legal or regulatory purposes.

7. Your Rights

Depending on your location, you may have the following rights regarding your personal data:

• Access: Request a copy of the personal data we hold about you.
• Correction: Request correction of inaccurate or incomplete data.
• Deletion: Request deletion of your personal data (subject to legal obligations).
• Portability: Request a portable copy of your data in a machine-readable format.
• Withdrawal of Consent: Withdraw consent for data processing where consent is the legal basis.

To exercise any of these rights, please contact us at the email address below.

8. Children's Privacy

Split is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have inadvertently collected such information, please contact us immediately so we can take appropriate steps to delete it.

9. Changes to This Policy

We may update this Privacy Policy from time to time. When we make significant changes, we will notify you through the app or by email. Your continued use of Split after changes are posted constitutes your acceptance of the updated policy.

10. Contact Information

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at:

Email: application.split@gmail.com